Abbott Martin Group Heroes Division
As Veterans or military spouses ourselves, we understand the stress and pressure of relocating a military family and will always have your family’s best interests at heart whether you need to buy or sell a house.
As a veteran-owned company, we’re committed to excellence, integrity, and service that’s unmatched elsewhere. Our team are more than just realtors, we are locals, investors, and many of us, as retired military and first responders understand the most complex family situations and are dedicated to helping you achieve your real estate goals-large or small.
As a part of the Abbott Martin Group | eXp Realty family here on the coast, we have access to a broad network of resources, including lenders, inspectors, and other industry professionals who can help facilitate a smoother transaction to save you time and money.
Not only do we serve our clients on a daily basis, but we seek to give back to our community, by donating to local charities that support veterans, active-duty military members, first responders, medical professionals and their families.
In fact, Heroes Division Founder Mike Sakalauski, still serves our country with the U.S. Army. With more than 19 years of military experience, Mike has been an active part of Abbott Martin Group since being stationed here in 2018.
Today, AMGHD’s growing team is comprised of veterans, military spouses, and retired first-responders who understand you and your unique needs and can help make your dreams of home ownership and investing here on the Emerald Coast a reality.
Not a veteran, first responder or medical professional … No worries, we’ve got you covered too!
— Joel & Victoria
Sr. Loan Officer NMLS 1958021
TEAM SHEVY
SWBC Mortgage Corporation
3298 Summit Blvd #18 | Pensacola, FL, 32503
Cell: 850.450.5788
Fax: 866.422.8809 | Email: shevlin.lockler@swbc.
Web: lockwithlockler.com
The Hometown Heroes program offers assistance equivalent to 5% of the total purchase price, capped at $35,000. Borrowers must provide a minimum of $10,000 in down payment and closing costs. For instance, if a borrower's loan amount is $200,000 or less, they automatically receive $10,000 in assistance.
To qualify for the Hometown Heroes program, applicants need to meet specific eligibility criteria and income/purchase limits, which are detailed in the attached documents. The program provides significant financial assistance, such as 5% of the total purchase price (up to $35,000) with a minimum down payment and closing cost assistance of $10,000 for eligible borrowers.
You’ll go through a private lender, like a bank or mortgage company, to get this loan. The VA will guarantee part of the loan against loss, which will allow your lender to give you better loan terms, like the option to pay no down payment.
For service members:
If you’ve served for at least 90 continuous days (all at once, without a break in service), you meet the minimum active-duty service requirement.
For Veterans
The minimum active-duty service requirements depend on when you served.
https://www.va.gov/housing-assistance/home-loans/eligibility/
As of 1 January 2023, the amounts vary by grade and dependency status and range from $82 to $184 (more than 2022)monthly for the 2023 rates.
To find the correct amount for your rank and family status visit the link below:
https://www.travel.dod.mil/Allowances/Basic-Allowance-for-Housing/BAH-Rate-Lookup/
The VA home loan is a lifetime benefit. Eligible service members and Veterans can seek to restore their full entitlement once the original loan is repaid in full or use their remaining entitlement to rent out their first home and purchase again with no down payment.
We pride ourselves in providing personalized solutions that bring our real estate clients in Miramar Beach closer to their dream properties and enhance their long-term wealth. Contact us today to find out how we can assist you!
