Emerald Cost Press
Once you’ve settled it in your mind that you want to buy a house, either to decrease your rent or increase your income, the first hurdle will be choosing the right property. It will be the second hurdle after securing the financing to make the purchase, but it is no less critical. You will find no shortage of glossy brochures, and there will be recommendations from all quarters telling you why this flat or that log cabin is best for you. So, which of the many voices should you pay attention to? Here are some guiding principles to help you make the right choice:
What are your home ownership goals?
Why do you want to buy the house? Do you want to live in it for the rest of your life, or is it just a place to start as you save up for your dream home? Is it your retirement paradise or is it an investment that you will flip for a profit after a year or two? Alternatively, you could just be in the market for a getaway cabin for your family.
Problems or challenges you’re dealing with in your current residence may contribute to some of these goals. Put them down in a list as some of the criteria any potential new home has to meet.
What kind of neighborhood on the Emerald Coast do you want to live in?
If you’re buying a dream home or retirement retreat, this will be particularly important as this is where you’ll be spending the rest of your life. You want to live in a place where your neighbors hold dear the same aesthetic values as you. If you enjoy your peace and quiet, you might not want to live in an area where residents are allowed to hold loud parties until the wee hours.
How seriously is security taken in that neighborhood? How clean is the area? Is there a management committee or neighborhood association that looks into such issues?
Have you exhausted your options?
Before you seal any deal, ask yourself, “Can I do better?” You may have found a house that nearly checks all your must-have boxes, but there could be one down the street that does the same at a considerably lower asking price. Don’t assume there’s no better deal out there. Be willing to keep looking even if you feel you’ve been scouring the market for too long.
Write down your home ownership goals and hold them up against all the homes you’re considering for purchase. Make sure we understands your goals so we can help you find the best home.
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